Track spending without linking a bank account
Many spending trackers are built around live bank connections. SpendCheck is different: it gives you a focused spending tracker based on the statements you already receive from your credit card provider.
That makes it useful when you want a quick snapshot, a monthly review, or an occasional check without giving a budgeting app continuous access to your financial accounts.
How statement-based tracking works
- Upload up to two PDF credit card statements.
- Choose Basic for core totals or Detailed for richer analysis.
- Review category spending, trends, subscriptions, and AI insights.
- Return to your account later to open past analyses.
When this is better than a live tracker
SpendCheck is best when you want a clear analysis of completed statement periods. It is less noisy than transaction-by-transaction tracking and more focused on answering the practical question: what changed in my spending, and what should I look at?
Questions people ask
Is SpendCheck a spending tracker?
SpendCheck tracks spending by saving each completed analysis to your account. It is statement-based rather than bank-sync based, so you upload PDF statements when you want a new spending check.
Does SpendCheck connect to my bank?
No. SpendCheck does not require bank login credentials. It analyzes uploaded PDF statements and saves the extracted analysis results to your account.
Can I use SpendCheck across devices?
Yes. Analyses are saved to your account so they can be retrieved across browsers and, later, the iOS app using the same account database.