A faster way to understand where your money goes
Most card statements are built for record keeping, not decision making. SpendCheck reorganizes statement transactions into a readable spending analysis so you can quickly see the categories, patterns, and recurring charges that matter.
Instead of manually adding up rows in a spreadsheet, you upload your PDF statements and get a structured report with category totals, monthly spend, average daily spend, and a clear summary of the biggest drivers.
What the analysis includes
- Spending totals and monthly averages.
- Category breakdowns with percentages and visual charts.
- Monthly trend view to compare periods.
- Detailed AI insight explaining the main spending pattern.
- Subscription detection and irregular expense flags in Detailed mode.
- PDF export so you can save or revisit the report.
Best for credit card users who want a quick check
SpendCheck works well when you want a focused review of recent credit card spending, especially before budgeting, reducing subscriptions, reviewing food delivery habits, or checking whether a month was unusually expensive.
Questions people ask
What is spending analysis?
Spending analysis means turning raw transactions into useful summaries, such as category totals, monthly averages, recurring charges, daily spending patterns, and unusually large expenses.
Can SpendCheck analyze PDF statements?
Yes. SpendCheck is built for PDF credit card statements. You upload up to two PDF statements, choose Basic or Detailed analysis, and receive a categorized spending breakdown.
Do I need to connect my bank account?
No. SpendCheck does not ask for bank credentials. It analyzes uploaded PDF statements and does not store the raw PDFs after processing.