Analyze credit card statements without spreadsheet work
Credit card statements contain the data you need, but they are not designed to explain your spending. SpendCheck reads PDF statements and turns the transaction list into a visual report that is easier to understand.
You can use it for a single month, compare two statement periods, or create a saved record of past spending checks in your account.
Credit card statement analysis options
Basic analysis
Basic analysis is designed for a quick overview: total spend, average monthly spend, category breakdown, and monthly trend.
Detailed analysis
Detailed analysis adds more diagnostic views: subscriptions, irregular expenses, AI insight, day-of-week spending, and daily spending heatmaps.
What to upload
Upload PDF credit card statements that show transaction dates, merchant names, and amounts. SpendCheck validates uploads before continuing the full analysis, so unsupported files can be corrected.
Questions people ask
What is a credit card statement analyzer?
A credit card statement analyzer reads statement transactions and turns them into summaries such as category spending, trends, subscriptions, and unusual expenses.
What is credit card statement analysis?
Credit card statement analysis means reviewing statement transactions to understand total spending, category mix, recurring charges, trends, and unusual purchases.
How many statements can I upload?
SpendCheck accepts up to two PDF credit card statements per analysis, with clear file-size limits shown in the upload area.
Are raw PDFs stored?
No. Raw PDFs are processed to generate your analysis and are not stored after analysis. Extracted results are saved to your account so you can reopen past reports.